Independent Insurance Advisors
I help working families find life and supplemental insurance that fits their budget and their life — without the confusion or the hard sell.
No obligation — takes less than 2 minutes.
What we offer
Whether you're protecting your income, your family, or planning ahead — we'll find the right fit at the right price.
Simple, affordable coverage for 10, 20, or 30 years. Great for young families and mortgage protection. Rates start under $20/month.
Lifetime coverage that builds cash value over time. A smart long-term financial asset your family can count on.
Cash benefits paid directly to you after a covered injury — ER visits, broken bones, physical therapy, and more.
Lump-sum payout if you're diagnosed with cancer, heart attack, or stroke. Covers what your health insurance leaves behind.
Cash benefit for inpatient hospital stay. Plans can include ER visits, Physician Visit benefits, Lab Tests/X-Rays, Ambulance.
Replaces a portion of your income if illness or injury keeps you from working. Affordable group rates help protect your paycheck when it matters most.
Helps cover the cost of extended care services — home health aides, assisted living, or nursing facilities — so your savings and your family aren't left to absorb those costs alone.
Replaces a significant portion of your income if a serious illness or injury prevents you from working for an extended period. Your most valuable asset is your ability to earn — protect it.
Guaranteed income you can't outlive. Annuities provide a steady, predictable stream of income in retirement — helping you protect your savings and plan for the long term with confidence.
Why Jacobs Insurance Advisors
We're independent, which means we work for you — not an insurance company.
We shop multiple top-rated carriers to find your best rate and coverage — no quotas, no bias.
Our consultations are completely free. We're paid by the carrier when you enroll — at no extra cost to you.
We respond to every inquiry within one business day — usually much faster. Your time matters.
No quotas, no scripts, no hard closes. Just honest answers and a plan that makes sense for your family.
Simple process
Four simple steps from your first call to your coverage being active.
We talk about your family's needs, budget, and goals — by phone, video, or text. No office visit required.
We compare plans from multiple top-rated carriers and present you with the best options — clearly explained.
You pick the plan that fits. No pressure. We answer every question until you feel completely confident.
We handle the paperwork and stay available after enrollment. We're your long-term advisor, not a one-time agent.
Client stories
Real clients, real experiences.
Andy walked us through everything without making us feel overwhelmed. We finally have life insurance that makes sense for our budget. I wish we had called sooner.
After my wife's accident last year, the supplemental insurance paid out quickly for the accident and hospital plans. It was a lifesaver for our family.
No pressure, no confusing jargon. Just straightforward advice. Jacobs Insurance Advisors genuinely cares about finding the right coverage — not just making a sale.
Andy Jacobs has been our Supplemental Benefits rep for W.S. Nielsen Company for the past 15+ years. We love working with Andy! He knows the products, he's very resourceful and always replies to any of our questions or needs within an hour or two! His energy is infectious and engaging.
About us
At Jacobs Insurance Advisors, LLC, we believe every family deserves straightforward, honest guidance — not a sales pitch. We're an independent agency serving families and businesses across the country.
We know insurance can feel overwhelming. Our job is to make it simple — listening to your needs and finding coverage that actually works for your budget. No jargon, no pressure. Just honest guidance from someone who genuinely cares about your family's future.
Let's talk
A free 10-minute conversation is all it takes. No obligation, no pressure — just honest answers about what coverage makes sense for your family.
Or schedule a time that works for you: Book a Free Consultation →